The accelerated rate of technological change in the area of payment processing has led to a ever-growing number of variations in the data describing card payment transactions putting an ever greater pressure on payment service professionals. Xenia Solutions responded to the growing demand for technology to support payment service professionals by launching the Xenia Optimizer Pre-Edit tool. By providing automatic suggestions for handling each transaction, intuitive drill-down analysis of the logical rules applied to provide the suggestion and interface for overriding the suggested action, Xenia Optimizer Pre-Edit tool arguably provides the best of both worlds combining automated transaction processing with empowering payment service professionals to do their work in an accurate and productive fashion.